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2021Source of financial supportThe proportion of students who rely on student loans to finance their university education has fallen slightly since 2010, but they still remain the most important source of funding by some margin. A total of 70% of respondents said they relied on maintenance loans from the Student Loans Company, with a similar proportion (69%) taking out tuition fee loans. This compares to the 76% of participants in both the 2010 and 2008 surveys who said they relied on loans (the distinction between maintenance and tuition fee loans is made for the first time in this year's survey). The slight decrease is matched by a rise in the proportion of students who seem to be relying on the so-called 'bank of mum and dad', with 50% saying that they received money from their parents. The proportion of students relying on parental handouts is much higher at traditional universities than at new universities (63% and 39% respectively). Other key sources of funding include bursary or scholarship money, which a third (33%) of students refer to, up slightly from 32% in 2010, while the use of savings is cited by 32%, the same percentage as in 2010. With state-subsidised loans playing such an important role, it is heartening that other less sustainable lending has continued to fall, with the proportion citing bank overdrafts as a key source of money down nine percentage points from 30% to 21%, and those relying on credit cards even lower, down from 8% in 2008 and 5% in 2010 to 4% in 2012. Among the many other income streams relied upon by students, paid work plays a significant role, with a quarter (25%) working part-time during term-time and almost as many (24%) working part-time during their holidays. These figures represent a change from those recorded in the last survey, when more students (31%) said they worked part-time during term.Astonishingly, a small minority of those questioned said they held down full-time jobs at the same time as studying for their degrees (2% did), while one in 10 did so during their holidays. The split between male and female students was equal for those working part-time in the holidays, but women were significantly more likely than men to take part-time jobs during term (29% versus 20%), as were students at new universities (31%) compared with their counterparts at traditional institutions (where only 18% juggled lectures and part-time jobs). 200411%200632%200832%201035%201250%% of students receiving financial support from parents 26% say they would not have gone to university if they had to pay £9,000 tuition fees

2021For international students, the most important source of funding was their parents, with 72% of those from outside the EU relying on their families for money. This reflects the tradition in some countries - particularly in Asia - for families to save throughout their children's lives to pay for their university education.What impact do you think paying £9,000 in tuition fees would have had on you?This is a question that will be of vital importance to every vice-chancellor as universities face up to the new funding regime and the implications for student decision-making.Most will probably be reassured by the 41% of students who said the hike in fees would not have made any difference to where and what they chose to study. However, the figure was far lower at new universities (31%) than at traditional institutions (51%), suggesting the former may face more changes in student demand. The most resilient discipline was medicine and allied subjects, in which 60% of students said that a £9,000 tuition fee would not have altered their decision, while those studying business and management were far less sure (just 25% said they would not have changed) as were those in the arts and humanities (35%). It was also obvious that the increase in fees would impact more heavily on the choices made by students from the rest of Europe, of whom just one in four (23%) said they would not have made any changes to their current university or course. Overall, the most frequent response after 'no change' was that students would have decided not to go to university at all if they had faced annual fees of £9,000. More than a quarter of respondents (26%) said they would have dropped their plans for higher education, with the number of women (27%) slightly higher than men (23%). Once again, students at new universities were far more likely to say that they would not have done a degree - 35% said they would not - than those at older universities, where the corresponding figure was 16%. Impact £9,000 tuition fees would have had on whether to go to universityMake no change 41%Would not go to university - 26%Different university but similar course -10%Different university and course - 3% Current university but a different course - 2% -Don't know - 18%32% of students state savings as their main source of income